Betts Patterson Mines

Archive for June, 2014

June 30, 2014

The Second Person in a Two Person Contract Can’t be a Third Person Under the “Insured Contract” Exception

Washington’s Supreme Court is correctly regarded as one of the worst forums for property and casualty insurers.  But late this past year, insurers received a glimmer of hope in a case with novel facts.  Even more about this article »

June 16, 2014

The Duty to Defend Is Not Always Broader than the Duty to Indemnify

Courts frequently observe that a liability insurer’s “duty to defend is separate from, and substantially broader than, its duty to indemnify.”  If a policy’s indemnity language is broader than its defense language, this common observation more about this article »

June 2, 2014

IFCA Legislative History Revisited

Our readers may recall that Washington voters approved the Insurance Fair Conduct Act (“IFCA”) several years ago.  This statute awards extra-contractual damages to insureds who prove an insurer unreasonably denied coverage or payment of benefits.  more about this article »