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April 7, 2015

Let’s Hope Oregon Doesn’t Replicate Washington’s IFCA Mistake

I recently assisted a coalition of business interests and insurers to address bills in the Oregon legislature which would adopt insurance bad faith causes of action in that state. Oregon law has not recognized extracontractual more about this article »

March 24, 2015

Not A One-Way Street: Federal Court Rules that Insured and Its Assignee Breached their Contractual and Statutory Duties of Cooperation Towards Insurer and Dismisses their Bad Faith Claims

Introduction The duty of good faith and fair dealing does not apply to the insurer only. But because the insurance industry is so heavily regulated, one might mistakenly believe that to be the case. Instead, more about this article »

March 10, 2015

Court Reiterates that Routine Claim Investigations Are Not Protected by Work Product Doctrine in Subsequent Litigation

In Channel Construction, Inc. v. Northland Services, Inc. (a case decided last month), Judge Coughenour (of the U.S. District Court of the Western District of Washington) held that the work product doctrine does not protect more about this article »

February 24, 2015

The High Stakes in Controlled Substances Exclusion Case

Exclusions based on a policyholder’s knowledge are notoriously hard to resolve at summary judgment.   Judge Robart, in Washington’s Western District, demonstrated this in his recent decision in Anderson v. Country Mutual Insurance Company, 2015 WL more about this article »

February 10, 2015

No Peeking: Can Insurers in the Northwestern and Mountain States Rely on Extrinsic Evidence to Determine if They Have a Duty to Defend

Readers of the Insurance Commando Blog know we criticize Washington’s Supreme Court for proscribing insurers from looking outside the complaint to determine if they must defend. To provide some perspective, and useful information, this week more about this article »

January 26, 2015

The Absurdity of the Eight Corners Rule: No Extrinsic Evidence For You!

Past contributors to the Insurance Commando Blog have expressed their frustration with Washington’s rigid “eight corners” rule in duty to defend cases. See, e.g., The Elephant in the Room. This rule generally states that insurers more about this article »

December 31, 2014

At What Point Does Work Cease to be “Ongoing”?: Extension of the “Ongoing Operations” Exclusion to Consequential Damages

You do not have to be a Washington lawyer to appreciate the complexity, and sometimes confusing, “ongoing operations” exclusion – j.(5) – in a CGL policy. This installment of the Insurance Commando Blog happily discusses more about this article »

December 17, 2014

Ninth Circuit Affirms Application of Assault and Battery Exclusion and Endorsement Resulting in Application of Lower Limits

The Ninth Circuit recently affirmed the application of an assault and battery exclusion and endorsement leading to the application of a $250,000 wasting limit, as opposed to a non-wasting $1,000,000 limit. See Century Sur. Co. more about this article »

November 17, 2014

Washington Federal Court Says IFCA Does Not Apply to Third Party Liability Insurance

Washington State voters approved the Insurance Fair Conduct Act (“IFCA”) in 2007. IFCA increases the penalties available against insurers, including uncapped treble damages and expert witness fees. IFCA’s language says that it applies to “any more about this article »

November 8, 2014

Montana Insurers Beware: Deny the Duty to Defend at Your Own Risk if You Previously Acknowledged Such a Duty

This edition of the Insurance Commando Blog analyzes Tidyman’s Management Services, Inc. v. Davis, 376 Mont. 80, 330 P.3d 1139 (2014), a recent Montana decision finding a Montana insurer liable for a $29,000,000 stipulated judgment. more about this article »